Thursday, April 25, 2013

This week's top story: 3 steps to get that card application approved

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More credit card news | Credit card help | Credit card videos | Credit card statistics April 25, 2013
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The latest news and advice from CreditCards.com.
 
Top stories

Card application rejected? 3 steps to getting approved
Rejected for a new credit card? Take these steps to make sure that the next time you apply for new plastic, your chances for approval are high. More... 
6 credit questions you should know the answers to
Not keeping on top your finances can have dire consequences. Here are six money and debt questions everyone should know the answers to. More... 
New VantageScore is gaining traction
FICO scores may get all the attention. However, the new VantageScore 3.0 is becoming more widely used by lenders, say experts. More... 
Fed: The recession really changed our spending habits
The historic cut in consumer debt since the start of the Great Recession has come substantially from households tightening their belts. More... 
Expert advice

Will canceling cards hurt a great credit score?
'To Her Credit' expert Sally Herigstad
Her credit score is 790, but with seven credit cards open, she wonders if she can cancel some without hurting her score. More...
 
When does bad debt fall off credit reports?
'Opening Credits' expert Erica Sandberg
If debts went into collection, and then discharged in bankruptcy, when can you expect those marks to be erased from credit reports? More...
 
Need to get a chip card before going abroad?
'Cashing In' expert Cathleen McCarthy
Traveling Europe without an EMV-chip card can leave you in the lurch, so how can you get your hands on one?
More...
 
Divorcing a spouse's business debts
'Your Business Credit' expert Elaine Pofeldt
Your spouse's business debt could ding your credit after you split, depending on state laws and how the account was set up.
More...
 
Blogs

Big data is becoming big business
If sharing information about what you buy with strangers makes you squeamish, then you may want to think twice about swiping your credit card. More... 
Silicon Valley sex workers embrace the Square app
Practitioners of the world's oldest profession are apparently using a smartphone app to accept credit card payments for their services. More... 
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CreditCards.com CARDMATCH

Credit card rate report
(as of 4-25-2013)
National Average   14.93%
Business   12.98%
Low Interest   10.29%
Balance Transfer   12.59%
Cash Back   14.13%
Reward   14.72%
Bad Credit   23.64%
Airline   14.63%
Student   13.16%
Instant Approval   15.49%

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Taking Charge: A CreditCards.com blog


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Thursday, April 18, 2013

This week's top story: 6 things that won't hurt your credit score

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More credit card news | Credit card help | Credit card videos | Credit card statistics April 18, 2013
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The latest news and advice from CreditCards.com.
 
Top stories

6 things that won't hurt your credit score
Lose your job? Pay your taxes late? Locked up in prison? These won't hurt your credit score, as long as you keep paying the bills on time. More... 
Poll: Card debt the No. 1 taboo subject
Credit card debt? Shhhh! It's the No. 1 taboo talk topic, ahead of sex, politics and religion as a conversational no-no, says a CreditCards.com poll. More... 
Legal consequences of lying on a card application
This is a cautionary tale to keep in mind the next time you're filling out an application for a new credit card. More... 
Compare 8 home-improvement financing options
Just as a contractor matches a saw to the cut, match your home improvement financing choice to the job at hand. More... 
Expert advice

Deceased husband's debt haunts wife
'To Her Credit' expert Sally Herigstad
Three years after he died, a 1099-C form for his card debt cancellation arrives. Does his wife have to report this as income? More...
 
Late fees inflate balance of forgotten card
'Opening Credits' expert Erica Sandberg
She opened a card, charged $100 and then Hurricane Sandy hit. Now a collector says the balance owed is $300. More...
 
Do you owe the IRS for card rewards?
'Cashing In' expert Cathleen McCarthy
A frequent flier wonders if miles earned on her organization's card are hers. And if so, how does the IRS treat them?
More...
 
Financing options for young entrepreneurs
'Your Business Credit' expert Elaine Pofeldt
If you're a new grad needing credit for a startup, the options are limited. Alternatives exist, however, if you're creative and ambitious.
More...
 
Videos and blogs

Video: How safe is tap-and-pay?
Cards and apps that use NFC technology for contactless payments are growing. Hacking them is easy, but stealing info? Not so much. More... 
Blog: Surprising slip-ups that can trash your score
Don't learn the hard way how innocuous fines and tickets could wind up dropping your credit score precipitously. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 4-18-2013)
National Average   14.95%
Business   13.13%
Low Interest   10.29%
Balance Transfer   12.59%
Cash Back   14.13%
Reward   14.75%
Bad Credit   23.64%
Airline   14.63%
Student   13.16%
Instant Approval   15.49%

Personal finance tools
Credit card calculators
Credit card finder
Shop by profile
Privacy resources
Credit score estimator
Best credit cards

Search by card type
Low interest
Balance transfer
0% APR credit cards
Instant approval cards
Reward credit cards
Cash back credit cards
Airline credit cards
Business credit cards
Student credit cards
Prepaid and debit cards
Credit card specials

Stay connected
Follow us on Twitter!
Become a fan!
RSS news feeds

Taking Charge: A CreditCards.com blog


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