Wednesday, December 31, 2014

Top story: Mobile apps raise security, privacy issues

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Weekly newsletter: December 31, 2014
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
mobile app privacy
Mobile apps raise security, privacy issues
A CreditCards.com investigation reveals that mobile shopping apps may be accessing your phone's camera, text messages, flashlight and more ... (See More)
How to replace a lost or stolen gift card
The reason so many of us love gift cards -- they're a lot like cash -- is also the reason they can be hard to replace when they're stolen or lost  ... (See More)
How domestic abuse victims can create a secret financial escape plan
Domestic abusers often keep their victims in the dark about money, so establishing financial independence for an escape may require some stealth ... (See More)
'Speaking of Credit' by Barry Paperno
How closed accounts affect your credit score
No matter who closes an account, the account holder or creditor, it will impact credit scores. How much depends on overall credit utilization. More...
'Opening Credits' by Erica Sandberg
'Friend' stole your card? Go to the police
When someone you know fraudulently uses your credit card to rack up a big debt, you need to file a police report in order to clear up your credit. More...
'Cashing In' by Tony Mecia
Sub-750 FICO? Rewards card options limited
Most rewards cards are targeted at people with FICO scores of 750 and above. But if your credit is in the "good" range, you still have a few options. More...
TAKING CHARGE Blog
Rate Report
Debt registry lets debtors check if a collector is legitimate
Can a data warehouse help consumers check out debt collectors when they demand payment on an old bill? A new company is taking aim at one of the big problems with debt collection ...  More
Why my kid's extracurricular activities won't be like mine
With the recent birth of her first child, blogger Kelly Dilworth wonders whether she and her husband will ever be able to afford the same kinds of summer and after-school enrichment programs they enjoyed growing up ... More
Credit card rate report
As of 12/31/2014
National Average
14.91%
Low Interest
10.37%
Balance transfer
12.86%
Business
12.85%
Student
13.14%
Cash Back
14.91%
Reward
14.89%
Airline
15.52%
Bad Credit
22.73%
Instant Approval
23.33%
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Tuesday, December 23, 2014

Top story: Top retailers' policies on returning with no receipt

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Weekly newsletter: December 23, 2014
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
receipt-return-policies
Top retailers' policies about returning items without receipts
Our survey of 12 large retailers' policies regarding returning items without a receipt show most allow it -- within certain limits ... (See More)
Buyers' guide to gift cards: 5 questions to ask before buying
Want to save money on gift card purchases? Ask yourself some key questions and do a bit of homework; your extra effort can mean cash left over in your pocket ... (See More)
Video: Apple Pay vs. Google Wallet vs. Softcard -- a mobile wallet review
CreditCards.com tried out Apple Pay, Google Wallet and Softcard to see how they stack up against each other -- and your old-fashioned wallet ... (See More)
'Speaking of Credit' by Barry Paperno
How many cards is too many?
While there's no right number of credit cards, a consumer who has spent two years steadily opening new credit accounts should give it a rest. More...
'To Her Credit' by Sally Herigstad
Over-limit card scam fools cardholder
A cardholder gave her bank info over the phone to her card issuer to prevent an over-limit charge. But it probably wasn't her bank who called, but a thief. More...
'Your Business Credit' by Elaine Pofeldt
What merchants should do if they suspect card fraud
No merchant wants to offend customers by turning the shopping experience into a prosecution. At the same time, you can't afford to turn a blind eye to fraud. More...
TAKING CHARGE Blog
Rate Report
Dear Santa: RFID-blocking bluejeans, please
Blogger Jay MacDonald's previous wish list included a stainless steel wallet that blocks digital pickpockets from hacking your credit card information. Now, he's replaced that with RFID-blocking bluejeans. ...  More...
My budget got run over by an automatic loan payment
Last week, blogger Sienna Kossman marked her second month of auto loan repayment. Thanks to an automated payment, she paid the amount due twice, leaving her account in the red and her head pounding.  ... More...
Credit card rate report
As of 12/23/2014
National Average
14.92%
Low Interest
10.37%
Balance transfer
12.73%
Business
12.85%
Student
13.14%
Cash Back
14.94%
Reward
14.90%
Airline
15.52%
Bad Credit
22.73%
Instant Approval
23.33%
You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in email, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. Email us at newsletter@creditcards.com.
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
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