Thursday, February 27, 2014

This week's top story: Complain and win: 4 tips for calling customer service

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Weekly newsletter: Feb. 27, 2014
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
Tips for calling customer service
4 helpful tips when calling customer service
If you have a problem with your card, don't let endless options and hold music deter you. With a little knowledge and the right attitude, you can get results ... More
Poll: Which travel card perk is the most popular?
A CreditCards.com poll asked consumers to choose among free checked bags, rental car insurance, priority boarding and airport lounge access ... More
'Jamming' scam cleans up your credit -- temporarily
Some credit repair clinics clog the dispute system with bogus paperwork, challenging everything on clients' credit reports. The tactic works -- temporarily ... More
'Opening Credits' by Erica Sandberg
Making sure bad debts are gone from your credit report
Still paying a collector for an old debt? It should eventually fall off your credit report. But take care or it could linger ... More
'To Her Credit' by Sally Herigstad
Old debts come back to life with 1099-C
When an old, unpaid debt gets written off, chances are you'll receive an IRS debt cancellation notice, meaning Uncle Sam wants your money ... More
'Let's Talk Credit' by Jane McNamara
Build up credit before getting your first auto loan
A newcomer to credit, even someone who's handled credit well so far, won't have a great score. Additional work is needed to get a good first auto loan ... More
TAKING Charge BLOG
Rate Report
Even with new card, I don't feel chipper about Target breach
When talk of the security provided by chip-enabled credit cards started making the news, our blogger chalked up the fact that she had not been a victim of the Target breach to a chip-enabled card she'd gotten. She thought she was foolproof -- but wasn't ... More
How clutter can make you spend more
If you're struggling to beat an online shopping habit, you may want to take a moment to organize your desk. A new study in the Journal of Consumer Research suggests that tidying your home or office could help curb your urge to spend  ... More
Credit card rate report
As of 2/27/2014
National Average
15.01%
Business
12.98%
Low Interest
10.33%
Balance Transfer
12.66%
Cash Back
14.71%
Reward
15.03%
Bad Credit
22.73%
Airline
15.30%
Student
13.27%
Instant Approval
28.00%
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Thursday, February 20, 2014

This week's top story: Surprise! Many card agreements allow repossession

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Weekly newsletter: Feb. 20, 2014
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
Many credit card agreements allow repossession
Surprise! Your card may call in the repo man
An analysis of the federal database of credit cards finds dozens include a "security interest" clause that leaves the door open to repossession ... More
Rewards programs offering more  everyday payoffs
As travel rewards points get devalued, credit card issuers are offering new ways to redeem points, from taxi rides to mortgage payments ... More
Military families remain easy prey for identity theft
A move to strip Social Security numbers from military and vets' IDs is underway, but millions of old cards will leave soldiers vulnerable to ID thieves for years ... More
'Opening Credits' by Erica Sandberg
Debt management plans require payoff commitment
When entering a debt management plan, keeping some card accounts open defeats the purpose of getting out of debt ... More
'To Her Credit' by Sally Herigstad
Deadbeat ex leaves joint debts unpaid
You're never really free of an ex-spouse as long as you have joint debt together. When one stops paying, what recourse do you have? ... More
'Let's Talk Credit' by Jane McNamara
How rapid rescoring works to improve a credit score
A rapid rescore can be requested by a mortgage lender to quickly undo errors on a credit report, but it won't erase your old mistakes ... More
TAKING Charge BLOG
Rate Report
Will Obamacare improve your credit?
New research by the Federal Reserve Bank of Chicago shows that signing up for health insurance coverage may not only protect you from financial disaster, it may also boost your long-term credit history ... More
4 things I wished I learned about credit sooner
As a recent college grad who entered the workforce armed with both credit and debt, our blogger is learning a lot about credit that would have eased her entry into the credit world a little more smoothly ... More
Credit card rate report
As of 2/20/2014
National Average
15.01%
Business
12.98%
Low Interest
10.33%
Balance Transfer
12.66%
Cash Back
14.71%
Reward
15.03%
Bad Credit
22.73%
Airline
15.30%
Student
13.27%
Instant Approval
28.00%
You received this e-mail alert because you subscribed and chose to receive e-mail correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in e-mail, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. E-mail us at newsletter@creditcards.com.
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
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