Tuesday, December 31, 2013

This week's top story: Top retailers' return policies

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Weekly newsletter: Dec. 31, 2013
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
Lost, stolen gift cards
Top retailers' return policies for items without receipts
Although a staunch "no receipt, no return" policy is rare, it still happens. Our survey of 12 large retailers' policies regarding returning items without a receipt shows most allow it -- within limits ... More
Card charity networks offer last-minute tax deductions
By donating through a major credit card's charitable giving network, you can pledge (and get the deduction) today, pay the bill next year ... More
You're broke because you worry too much, says author
Constant concern about money makes you more prone to make poor financial decisions, says "Scarcity: Why Having Too Little Means So Much" co-author Eldar Shafir ... More
'Opening Credits' by Erica Sandberg
Will prepaying card bill help credit score?
Paying your card bill as early as possible is a good habit, but it won't help your score any more than paying it on time ... More...
'To Her Credit' by Sally Herigstad
How to undo unauthorized credit card charges
When you provide a merchant with your card for one item but other items get added to the bill without your permission, it's time to file a dispute ... More...
'Let's Talk Credit' by Jane McNamara
Having trouble making your credit card payments?
Do your best to make minimum payments, but for any cards you are not able to pay, talk to the card issuer to let them know your situation ... More...
Latest videos
Rate Report
How to use smart chip credit cards
U.S. financial institutions are finally issuing credit cards with EMV computer chips, which are widespread in other parts of the world. They promise to be more secure than traditional magnetic stripe cards ... More...
Hoard or shred? Tips for organizing financial records
Some of us have a hard time deciding which financial records to keep and which to throw away. Having too many paper records may be unnecessary, but some documents are essential to save -- mainly for tax purposes ... More...
Credit card rate report
As of 12/31/2013
National Average
15.06%
Business
12.98%
Low Interest
10.46%
Balance Transfer
12.55%
Cash Back
14.62%
Reward
14.91%
Bad Credit
23.48%
Airline
14.51%
Student
13.27%
Instant Approval
28.00%
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Thursday, December 26, 2013

This week's top story: How to replace a lost or stolen gift card

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Weekly newsletter: Dec. 26, 2013
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
Lost, stolen gift cards
How to return, replace a lost or unwanted gift card
The reason so many of us love gift cards -- they're a lot like cash -- is also the reason they can be hard to replace when stolen or lost. In most cases, though, there are steps you can take to ensure that you haven't just thrown away $50 if that gift card accidentally ends up in the trash ... More
12 credit card predictions for 2014
What will issuers do to woo new cardholders next year? Will rewards get juicier or 0 percent interest deals longer? We talked to the experts to find out ... More
Data breach protection: 10 tips
Has your card been "Target-ed?" Be vigilant and ready to take action if unauthorized charges show up ... More
'Opening Credits' by Erica Sandberg
Is card account open if it isn't activated?
If you apply for a card, get it in the mail and then choose not to activate it, does the account still get listed on your credit report? More...
'To Her Credit' by Sally Herigstad
Mom's in assisted living with $40,000 in credit card debt
The cost of an assisted living facility has left no room for even the minimum payments on Mom's credit cards. What's an adult daughter to do? More...
'Let's Talk Credit' by Jane McNamara
Should you rob your 401(k) to pay off credit card debt?
Generally, it's unwise to take money out of a retirement account to pay off card debt, particularly if you have to pay early withdrawal fees. More...
Blog: Taking Charge
Rate Report
The enticement of deferred-interest medical credit cards
It's easy to bemoan how expensive medical cards are when you've got enough time to read through the terms and carefully do the math. But when you're in the heat of the moment and making a snap decision about care, a card that offers quick interest-free financing can, for an instant, seem like a lifesaver.  More...
Infographic: Identity theft takes an expensive, emotional toll
Imagine the populations of Illinois and Oklahoma all falling victim to identity theft, and you'll have an idea of this crime's annual scope. Nearly 17 million people became victims of identity theft in 2012, and the thieves made off with $24.7 billion, according to a new report.  More...
Credit card rate report
As of 12/24/2013
National Average
15.06%
Business
12.98%
Low Interest
10.46%
Balance Transfer
12.55%
Cash Back
14.62%
Reward
14.91%
Bad Credit
23.48%
Airline
14.51%
Student
13.27%
Instant Approval
28.00%
You received this e-mail alert because you subscribed and chose to receive e-mail correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in e-mail, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
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1. E-mail us at newsletter@creditcards.com.
2. Click on the unsubscribesnaemceb ts2   link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
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