Thursday, January 29, 2015

Top story: 1099-C surprise: IRS tax follows canceled debt

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Weekly newsletter: January 29, 2015

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
cc-forgiven-debt
If you thought your money woes ended last year when you settled that credit card debt, think again. For many consumers with debt problems, after the debt collector leaves, the taxman arrives ... (See More)
Signing up for magazine subscriptions or a free trial could haunt you for months or years, ringing up endless charges on your credit card through automatic renewals ... (See More)
Card fraud has become a big industry, with criminals specializing in each stage of the crime, from malware coders to skimmer installers to mules ... (See More)
'Speaking of Credit' by Barry Paperno
Banks and credit bureaus manage millions of accounts and have different policies for recording data, so finding when yours is recorded isn't possible. More...
'Opening Credits' by Erica Sandberg
Exactly how does an introductory period APR work and what are the consequences of not paying off the entire balance before that period expires? More...
'Credit Wise' by Kevin Weeks
If a spouse with no income secretly runs up a big credit card debt, state laws dictate whether there's a shared legal obligation to pay. More...
Your credit card terms and conditions can be a little overwhelming. But when signing up for a new card, it's important to know what you're getting into. We've created this short list of the most important terms to watch for ... More
Credit bureaus are stepping in with some credit score deals for a very low price, but not all the scores are the same and if you're not careful, buying into a cheap credit score deal could actually cost you more in the long run ...  More
As of 1/29/2015
National Average
14.89%
Low Interest
10.24%
Balance transfer
12.80%
Business
12.85%
Student
13.14%
Cash Back
14.91%
Reward
14.89%
Airline
15.52%
Bad Credit
22.73%
Instant Approval
23.33%
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Thursday, January 22, 2015

Top story: Financial infidelity poll: 6% hid bank account from partner

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Weekly newsletter: January 22, 2015

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
financial-infidelity-poll
In a new national survey, we asked people living with a spouse or partner about their money secrets, hidden bank accounts and undisclosed splurges ... (See More)
A chargeback from your credit card issuer gives you a refund when the retailer won't. Here's how to navigate the sometimes confusing chargeback rules ... (See More)
There are key moments in life when putting away the cards and paying off any balances can be the best moves for your financial future ... (See More)
'Speaking of Credit' by Barry Paperno
Don't overmanage your credit utilization while in a formal debt management plan. Just keep paying on time, every time and your score will rise over time. More...
'Opening Credits' by Erica Sandberg
Preserve your authorized user credit history when applying for your own card. Once approved, you can then safely remove yourself from the shared account. More...
'Credit Wise' by Kevin Weeks
If you think you need credit counseling or a debt management program, look for services offered by a nonprofit, accredited organization. More...
A forgiven loan can put hundreds or thousands of dollars on your tax return -- even if the money never went into your pocket, writes blogger Fred Williams ... More
Being overly optimistic about your finances can potentially hinder smart financial planning, according to a LearnVest survey, which found people under 25 feel confident about their financial future and potential earnings, despite doing very little planning and saving now ...  More
As of 1/22/2015
National Average
14.89%
Low Interest
10.24%
Balance transfer
12.80%
Business
12.85%
Student
13.14%
Cash Back
14.91%
Reward
14.89%
Airline
15.52%
Bad Credit
22.73%
Instant Approval
23.33%
You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in email, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
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