Thursday, September 26, 2013

This week's top story: 4 ways to build credit without plastic

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More credit card news | Credit card help | Credit card videos | Credit card statistics September 26, 2013
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Top stories

4 ways to build credit without a credit card
If you want to start building credit but don't want to get a credit card, or simply can't, don't give up. You have other options to build a credit profile. More... 
Better off broke: Why some choose to be poor
Not everyone craves a high-powered job, big house and luxury vacations. In fact, some choose to both earn and spend far below their capability. More... 
5 things people fail to budget for
If you're always running out of cash, chances are that you're forgetting key expenses. More... 
Auto loans easier for subprime borrowers
If you have blemished credit, you can expect a hard time opening a new credit card account. But getting an auto loan? That's a smoother ride. More... 
Expert advice

Repaying mom won't help your credit score
'Let's Talk Credit' expert Jane McNamara
It's good and right to pay back loans from family members. However, those payments won't be reported to the credit bureaus. More...
 
Do card issuers remember your past mistakes?
'Opening Credits' expert Erica Sandberg
If you defaulted on card debt years ago, what are the chances of getting a new credit card with the same issuer? More...
 
Elderly mom racks up card debt, check-cashing loans
'To Her Credit' expert Sally Herigstad
A daughter needs to know how to help her mom who has $25,000 in card debt and is relying on check-cashing loans to get by.
More...
 
Blogs

Fed study finds credit, romance longevity link
According to a Fed report, the closer your FICO score matches that of your mate, the better your prospect for a long and successful marriage. More... 
A simpler way to estimate college costs?
It's still tough to pin down just how much you can expect to pay for a college education, but some new online tools are helping. More... 
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Credit card rate report
(as of 9-26-2013)
National Average   15.02%
Business   12.98%
Low Interest   10.46%
Balance Transfer   12.49%
Cash Back   14.62%
Reward   14.86%
Bad Credit   23.48%
Airline   14.51%
Student   13.27%
Instant Approval   28.00%

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Taking Charge: A CreditCards.com blog


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Thursday, September 19, 2013

This week's top story: Is that squiggly finger signature legally binding?

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More credit card news | Credit card help | Credit card videos | Credit card statistics September 19, 2013
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Top stories

Are squiggly finger signatures legally binding?
As more merchants make the transition to mobile payment systems, signing with your finger is the new norm. But is that illegible, squiggly scribble really legally binding? More... 
Move over cash, mobile payments go small
Text me your rent, dude. New services promise to make using your phone for small and casual transactions more convenient and secure. More... 
Rent-to-own vs. credit cards: Which costs less?
What if you need a new TV, sofa or even some tires, but you're broke? Do you turn to plastic or a rent-to-own store? Consumer advocates weigh in. More... 
Expert advice

Is it OK to close a card before I buy a condo?
'Let's Talk Credit' expert Jane McNamara
Closing a high-fee card can be wise, but not when applying for a home loan. Any credit score hit can cost you. More...
 
Mom illegally adds daughter to joint card
'Opening Credits' expert Erica Sandberg
An adult daughter finds out her mom used her name to open a joint account without her knowledge. What should she do? More...
 
Can a minor be sued for using an adult's credit card?
'To Her Credit' expert Sally Herigstad
When a child is given an adult's card to make purchases, but then the adult cries foul and threatens to sue, is the minor liable?
More...
 
Blogs

Playing the lottery boosts materialism
Researchers argue that playing the lottery can temporarily spark materialistic thoughts in hopeful players and may even erode their self-control. More... 
Credit cards best at removing drunk UK wasp stings
When a headline like this popped up, we had to follow it: "'Drunk and jobless' wasps prepare to attack -- so keep a credit card handy." More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 9-12-2013)
National Average   14.99%
Business   12.98%
Low Interest   10.46%
Balance Transfer   12.41%
Cash Back   14.51%
Reward   14.82%
Bad Credit   23.48%
Airline   14.51%
Student   13.27%
Instant Approval   28.00%

Personal finance tools
Credit card calculators
Credit card finder
Shop by profile
Privacy resources
Credit score estimator
Best credit cards

Search by card type
Low interest
Balance transfer
0% APR credit cards
Instant approval cards
Reward credit cards
Cash back credit cards
Airline credit cards
Business credit cards
Student credit cards
Prepaid and debit cards
Credit card specials

Stay connected
Follow us on Twitter!
Become a fan!
RSS news feeds

Taking Charge: A CreditCards.com blog


You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com.
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We offer two different ways to unsubscribe:
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2. Click on the unsubscribe link

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