Wednesday, November 27, 2013

This week's top story: Beware of new gift card scams

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Weekly newsletter: Nov. 27, 2013
 More credit card news
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Top credit card news
Expert advice
Gift card scams
Gift card scammers skirt security with new tricks
As gift card security increases, fraudsters are upping their game with old-fashioned trickery and new technology intended to part you from your money ... More
Stretch holiday budgets by using gift card exchange sites
While you probably wouldn't give mom a used sweater for the holidays, you might be able to save money by buying other people's unwanted gift cards at a discount ... More
12 gifts that cost more to receive
Tablet, iPhone, a new puppy? Sometimes your best intentions to fulfill holiday wishes end up costing recipients more than what you intended ... More
'Let's Talk Credit' by Jane McNamara
When high card balances
ruin your credit
How much of your available credit should you use to keep a high credit score? There's no one-size-fits-all answer, but the less credit you use, the better. More...
'To Her Credit' by Sally Herigstad
Are family members responsible for mom's debt?
An 89-year-old mom is carrying $20,000 in card debt from purchasing gifts for loved ones. Will the family be liable for the debt when she dies?  More...
'Cashing In' by Cathleen McCarthy
Card perks that can save you cash this holiday
If you've got a rewards card, pay attention to holiday benefits and promotions that can make shopping a little less expensive and stressfull.  More...
Blog: Taking Charge
Rate Report
U.S. looks to speed up tortoise-like U.S. payments
The U.S., with its supposedly dynamic financial system, still takes days to complete noncash payments. So the Fed is holding a nationwide brainstorming session for ways to complete payments in "near real-time."  More...
CFPB to look at 'confusing' card rewards
To help combat confusion over credit card rewards programs, the Consumer Financial Protection Bureau (CFPB) is zeroing in on the way rewards programs are marketed and may one day ask issuers to make their rewards programs easier to understand.  More...
Credit card rate report
As of 11/27/2013
National Average
15.06%
Business
12.98%
Low Interest
10.46%
Balance Transfer
12.55%
Cash Back
14.62%
Reward
14.91%
Bad Credit
23.48%
Airline
14.51%
Student
13.27%
Instant Approval
28.00%
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Thursday, November 21, 2013

This week's top story: How to ask for a credit limit increase

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Weekly newsletter: Nov. 21, 2013
 More credit card news
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How to ask for
a credit limit increase
If you want to raise the ceiling on how much you can charge, you're at the mercy of the card issuer, so have your arguments ready ... More
GAO: Our privacy needs to be protected from data collectors
Data collectors sell our buying preferences, investments, ailments, favorite sports, hobbies and political leanings -- and need to be reined in ... More
Gift cards 2013: Reload, please
Our exclusive survey of the top gift card sellers shows this year they'd really like you to register your card and reload it. And reload it again ... More
'Let's Talk Credit' by Jane McNamara
Credit-building tips
before renting a home
Landlords commonly check the credit history of potential renters; knowing and polishing yours can hand you the keys to a new home. More...
'To Her Credit' by Sally Herigstad
Debt judgment threatens
future inheritance
When expecting an inheritance after having a judgment placed against you for unpaid debt, does that money automatically go to creditors?   More...
'Opening Credits' by Erica Sandberg
Using your card for
fast cash is costly
Sometimes a cash advance from your credit card can be a lifesaver, but high fees, interest charges make them costly for routine cash flow fixes.  More...
Blog: Taking Charge
Rate Report
Get ready for increased bank fees
The Wall Street Journal reports that small lenders, including regional banks and credit unions, are cautiously increasing fees on a variety of services in order to make up for lost revenue.  More...
The Coin: A card to end all cards
Guys, do you long for relief from years of sitting atop a leather-bound lump of credit cards? Ladies, are you sick of fumbling through that plastic vault of Visas shoved willy-nilly into your wallet or purse? Behold the coin, a device that can reduce the amount of plastic you carry around.  More...
Credit card rate report
As of 11/21/2013
National Average
15.06%
Business
12.98%
Low Interest
10.46%
Balance Transfer
12.55%
Cash Back
14.62%
Reward
14.91%
Bad Credit
23.48%
Airline
14.51%
Student
13.27%
Instant Approval
28.00%
You received this e-mail alert because you subscribed and chose to receive e-mail correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in e-mail, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. E-mail us at newsletter@creditcards.com.
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
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