Thursday, July 25, 2013

This week's top story: Credit reports now show your bill-paying habits

To receive email from CreditCards.com, add
newsletter@creditcards.com to your safe sender list
View as Web Page Subscribe
More credit card news | Credit card help | Credit card videos | Credit card statistics July 25, 2013
Keep CreditCards.com news coming! Add newsletter@creditcards.com to your address book now.
 
 
 
Top stories

Credit reports now show card bill-paying habits
The big three credit bureaus are adding new payment data to the reports of some 160 million card-carrying adults showing whether you rack up interest charges, giving issuers another reason to chase you -- or avoid you. More... 
Tattoo debt: Body art can create red ink
Tattoos can come with surprising costs, both on the front and the back end. The best artists aren't cheap, and the worst can produce pricey mistakes. More... 
Big deposit, bankrupt merchant: What to do
Ever paid a deposit to a merchant that goes belly up? All's not lost, if you paid with plastic, but beware -- refunds can be tricky. More... 
Money pros' advice to younger selves
We asked financial professionals to imagine they could go back in time and pass on to their younger selves the wisdom about money they've gained. More... 
Expert advice

What to look for in an emergency credit card
'Opening Credits' expert Erica Sandberg
Unless you have huge sums of cash, have an emergency card handy -- one that won't cause extra problems if you actually use it. More...
 
Found a lost purse? Don't use the cards
'To Her Credit' expert Sally Herigstad
If that lost purse or wallet turns up after you've reported the cards missing, it's too late. Wait for the new ones to arrive.
More...
 
You may lose perks using travel sites
'Cashing In' expert Cathleen McCarthy
Booking via online travel sites should allow you to claim air miles, but you may lose out on perks reserved for those who buy direct.
More...
 
Blogs

McDonald's sample budget forgets debt
McDonald's now infamous sample budget, which was designed to help fast-food workers better manage their cash, left off debt repayments. More... 
Don't pay full price for that mattress
Thanks to some research and haggling, our blogger scored a $900 mattress set for a little over $500. Want to know how she did it? Read on. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 7-25-2013)
National Average   14.96%
Business   12.98%
Low Interest   10.37%
Balance Transfer   12.39%
Cash Back   14.85%
Reward   14.79%
Bad Credit   23.64%
Airline   14.63%
Student   13.16%
Instant Approval   28%

Personal finance tools
Credit card calculators
Credit card finder
Shop by profile
Privacy resources
Credit score estimator
Best credit cards

Search by card type
Low interest
Balance transfer
0% APR credit cards
Instant approval cards
Reward credit cards
Cash back credit cards
Airline credit cards
Business credit cards
Student credit cards
Prepaid and debit cards
Credit card specials

Stay connected
Follow us on Twitter!
Become a fan!
RSS news feeds

Taking Charge: A CreditCards.com blog


You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in email specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. Email us at newsletter@creditcards.com.
2. Click on the unsubscribe link

CreditCards.com • 8920 Business Park Drive • Austin • TX • 78759 • 512-996-8663


© 2013 CreditCards.com All rights reserved.
Subscribe | Unsubscribe | Report Spam

Thursday, July 18, 2013

This week's top story: Cash crisis? How salary advances work

To receive email from CreditCards.com, add
newsletter@creditcards.com to your safe sender list
View as Web Page Subscribe
More credit card news | Credit card help | Credit card videos | Credit card statistics July 18, 2013
Keep CreditCards.com news coming! Add newsletter@creditcards.com to your address book now.
 
 
 
Top stories

Cash crisis? How salary advances work
If you need a few extra dollars for an unexpected emergency, there's one source you may not have considered: your future paycheck. More... 
CFPB provides debt collection sample letters
To defend again abusive or deceptive debt collection practices, the Consumer Financial Protection Bureau drafted five sample letters to help. More... 
Fraud alert: Small charity charges
If you see a small charitable donation on your card statement, but don't remember making it, you may well be a target of a larger fraud effort. More... 
Infographic: Most hagglers find success, savings
Consumer Reports survey finds that those who haggled for goods and services have been handsomely rewarded for their efforts. More... 
Expert advice

Don't ignore collections on very old debt
'Let's Talk Credit' expert Jane E. McNamara
The statute of limitations doesn't bar collectors from trying to get old debts paid, but you have rights and can stiff-arm them easily.
More...
 
Help! My husband's ruining my credit
'Opening Credits' expert Erica Sandberg
They opened a joint card, but then her husband went "crazy" charging. To make matters worse, he then stopped paying the bill. More...
 
Divorce and card debt in community property states
'To Her Credit' expert Sally Herigstad
She's an authorized user on her ex's card, but they live in a community property state, so she's not off the repayment hook.
More...
 
How do I safely cancel my dormant AmEx?
'Cashing In' expert Cathleen McCarthy
If you cancel a card to save on annual fees, will asking for a credit limit increase on another card mitigate credit score damage?
More...
 
Blogs

Oregon tests unique idea to cut student debt
If you were offered free tuition in exchange for a small percentage of your paycheck for the next 20-plus years after graduation, would you take it? More... 
5 bad budget-busting behaviors
When you're ready to start building your credit score, don't fall prey to these start-up sins. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 7-18-2013)
National Average   14.96%
Business   12.98%
Low Interest   10.37%
Balance Transfer   12.39%
Cash Back   14.85%
Reward   14.79%
Bad Credit   23.64%
Airline   14.63%
Student   13.16%
Instant Approval   28%

Personal finance tools
Credit card calculators
Credit card finder
Shop by profile
Privacy resources
Credit score estimator
Best credit cards

Search by card type
Low interest
Balance transfer
0% APR credit cards
Instant approval cards
Reward credit cards
Cash back credit cards
Airline credit cards
Business credit cards
Student credit cards
Prepaid and debit cards
Credit card specials

Stay connected
Follow us on Twitter!
Become a fan!
RSS news feeds

Taking Charge: A CreditCards.com blog


You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in email specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. Email us at newsletter@creditcards.com.
2. Click on the unsubscribe link

CreditCards.com • 8920 Business Park Drive • Austin • TX • 78759 • 512-996-8663


© 2013 CreditCards.com All rights reserved.
Subscribe | Unsubscribe | Report Spam