Thursday, October 3, 2013

This week's top story: 12 creepy things data marketers know about you


Weekly newsletter: Oct. 3, 2013
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12 creepy things data brokers know about you

'Let's Talk Credit' by Jane McNamara
If you have one card that's close to maxed out every month, having other types of credit will soften any credit score damage.  More...
'To Her Credit' by Sally Herigstad
If you're served with a summons for unpaid debt, where you live will determine whether a creditor can recoup funds through wage garnishment.  More...
'Opening Credits' by Erica Sandberg
He gave her his credit card to buy a $3,600 dress and financed a $9,000 ring. Then she left the country, taking it all with her. What's a jilted lover to do? More...
Personal data -- such as where you travel, how much you make or even what kind of car you drive -- is no longer considered your own private business... (See Creepy things)
We've  learned a lesson from the recession, says a new report, by paying lower interest and carrying lower balances ... (See Lessons learned)
The FTC sends its own message about what debt collectors can and can't do ... (See Debt texting)
 
Blog: Taking Charge RATE REPORT
In a study published this summer in the Journal of the Academy of Marketing Science, researchers argue that people who place a high value on stuff tend to have lower levels of self-esteem and are more prone to mental health issues, such as post-traumatic stress, when faced with negative events. More...
For years, India has been a world hotbed of credit card fraud and identity theft. But now, its beloved children's magazine Tinkle is fighting back with the help of India's cartoon equivalent of Goofy. More...
Credit card rate report
as of 10/3/2013
National Average 15.02%
Business 12.98%
Low Interest 10.46%
Balance Transfer 12.49%
Cash Back 14.62%
Reward 14.86%
Bad Credit 23.48%
Airline 14.51%
Student 13.27%
Instant Approval 28.00%

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