Thursday, September 25, 2014

Top story: Pay-it-forward givers sometimes provide debt relief

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Weekly newsletter: September 25, 2014
 More credit card news
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Top credit card news
Expert advice
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Poll: Asking for better credit card terms pays off
According to a new survey by CreditCards.Com, credit card holders found that simply asking for a better rate or late payment fee waiver yielded positive results ... (See More)
Pay-it-forward givers sometimes give debt relief
Someone does something nice for you. In turn, you help someone else. It's called "paying it forward," and sometimes that help comes in the form of debt relief ... (See More)
New credit card fraud-fighting tools
As cyberattacks continue, card issuers, retailers and other companies are coming up with a host of new tactics to try and stem credit card fraud ... (See More)
'Opening credits' by Erica Sandberg
When new to credit, top rewards may be out of reach
A student about to graduate wants a top-tier travel rewards card to be her first card, but her short credit history may not let her qualify -- yet. More...
'Cashing In' by Tony Mecia
Putting credit card concierge services to the test
These free services that come with some rewards cards are prompt and courteous. But you forfeit some control when you use them. More...
'Speaking of Credit' by Barry Paperno
How leaving a tiny monthly card balance affects credit score
Keeping balance-to-credit ratio low, paying in full and on time is a better way to get the most from your secured card. More...
Taking charge blog
Rate Report
6 credit card truths I learned from playing fantasy football
Some of the skills that help you win your fantasy league can also help you make a smart decision with your credit card, blogger Matt Schulz found.  More...
Small loans help subprime borrowers boost credit scores
If you're struggling to build or rebuild your credit, you may want to look into obtaining a small dollar loan from a nonprofit lender. More...
Credit card rate report
As of 9/25/2014
National Average
15.05%
Low Interest
10.37%
Balance Transfer
12.73%
Business
12.80%
Student
13.24%
Cash Back
14.91%
Reward
15.02%
Airline
15.46%
Bad Credit
22.73%
Instant Approval
28.00%
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